Choosing the right mortgage is more than just interest rates - it's about finding a plan that aligns with your goals and everyday life. Whether you're looking for flexibility, predictability, or the best long-term savings, the right mortgage can make all the difference.
Make sure to take the proper time to assess several different factors:
How long you plan to stay in your home?
You may be getting a great rate, but if your product comes with an inflated penalty and you plan to break your term early - it may make more financial sense to choose the higher rate now.
Are you looking for stability or flexibility with payments?
Different banks have different prepayment options, payment frequencies and different perks to the way they devise your payments.
Does your current mortgage give you the space to grow or renovate?
Many products come with the option to have a secured line of credit added as a portion to your mortgage to help with renovation costs in the future. You have access to a line of credit, but don't necessarily pay interest until or unless the funds are withdrawn.
Your home, your terms. Let's find a mortgage that matches YOU.
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